Post by logan9a on Mar 11, 2017 21:04:28 GMT
In order to not have the PC's worry about "Did I pay my electricity bill" (unless it is an actual plot) I'm going to be using the Shadowrun 'lifestyles'.
Essentially, you pay one monthly bill for a certain lifestyle.
Example (from the Shadowrun book)
Low
With this lifestyle, the character has an apartment, and nobody is likely
to bother her much if she keeps the door bolted. She can count on regular
meals; the nutrisoy may not taste great, but at least it’s hot. Power
and water are available during assigned rationing periods. Security depends
on how regular the payments to the local street gang are. Factory
workers, petty crooks, and other folks stuck in a rut, just starting out,
or down on their luck tend to have Low lifestyles.
Cost: 2,000¥ a month
In other words, all the PC has to worry about is paying the 2k once a month. If they don't, they will drop out of that lifestyle to one they can afford.
If they don't want to worry about that monthly payment and they have 100x the cost of the lifestyle to drop, they can do that and purchase it for life.
Even Travis with his mad money skills has to admit that paying about eight years up front to have a certain lifestyle for life is a good deal.
Note that if someone does really bad things - or if the person with the lifestyle does really bad things, the lifestyle might be lost entirely. Assuming the PC's are clever about it, they'll be fine.
Plus, there is a neat deal in their rules as well. For an extra 10% per person, you can bring the team into it.
That's a pretty remarkable deal.
While in real life, living with someone for years might suck and living with a team for years would really suck, it is a way for poor adventurers to save some money.
Note also that lifestyle does not include things like 'medical'. While this concept may be baffling for those from more advanced countries which take care of their citizens, if the PC's live in a country where they don't, huge amounts of money may be charged per day the PC is in the hospital. Later, they will receive large bills for stupid shit as well as various threatening letters from the hospital and others that have bought part of that debt.
Essentially, you pay one monthly bill for a certain lifestyle.
Example (from the Shadowrun book)
Low
With this lifestyle, the character has an apartment, and nobody is likely
to bother her much if she keeps the door bolted. She can count on regular
meals; the nutrisoy may not taste great, but at least it’s hot. Power
and water are available during assigned rationing periods. Security depends
on how regular the payments to the local street gang are. Factory
workers, petty crooks, and other folks stuck in a rut, just starting out,
or down on their luck tend to have Low lifestyles.
Cost: 2,000¥ a month
In other words, all the PC has to worry about is paying the 2k once a month. If they don't, they will drop out of that lifestyle to one they can afford.
If they don't want to worry about that monthly payment and they have 100x the cost of the lifestyle to drop, they can do that and purchase it for life.
Even Travis with his mad money skills has to admit that paying about eight years up front to have a certain lifestyle for life is a good deal.
Note that if someone does really bad things - or if the person with the lifestyle does really bad things, the lifestyle might be lost entirely. Assuming the PC's are clever about it, they'll be fine.
Plus, there is a neat deal in their rules as well. For an extra 10% per person, you can bring the team into it.
That's a pretty remarkable deal.
While in real life, living with someone for years might suck and living with a team for years would really suck, it is a way for poor adventurers to save some money.
Note also that lifestyle does not include things like 'medical'. While this concept may be baffling for those from more advanced countries which take care of their citizens, if the PC's live in a country where they don't, huge amounts of money may be charged per day the PC is in the hospital. Later, they will receive large bills for stupid shit as well as various threatening letters from the hospital and others that have bought part of that debt.